It's easier to do an inventory of your home now rather than sitting down afterward and attempting to remember a lifetime worth of purchases.
Use the form found below to complete your household inventory. Write down any valuable items with their serial numbers (usually found on the bottom or back of major appliances) along with the method of acquisition (purchased, inherited or received as a gift), date purchased and price or approximate value. Attach receipts, if possible.
Remember to include furniture, appliances, carpeting, jewelry, artwork, toys and the contents of your closets, cabinets and drawers. Contact your independent insurance agent with questions or concerns.
Videotaping each room of your house can make taking inventories easier. Photographs and a tape recorder can substitute for a video camera. A complete video inventory should contain verbal descriptions of major assets as well as their value. Remember your garage, attic, basement and the exterior of the house, plus your landscaping and fencing. If possible, make it a family project by having everyone take turns describing the objects in your home. Store the video or photographs along with this inventory in a safe-deposit box and send a copy to a friend or relative.
Extremely important documents should be photocopied. Keep one copy in your home and the original, where possible, in a safe-deposit box. Important items include, but are not limited to, the following:
| House--Escrow, title, deed, insurance policy. |
| Personal--Birth certificates, medical history, passports, insurance certificates, credit card numbers, will. |
| Automobile--Certificates of ownership, finance contracts, registrations, insurance policy, driver's licenses. |
| Finance--Account numbers for checking and savings accounts, CDs, stocks, bonds, other significant investments. |
| Tax--Copies of the first two pages of your state and federal returns for the past five years. Complete returns with appropriate receipts and canceled checks should be kept in a separate file box. |
Your Inventory
| LIVING ROOM ARTICLES | ||
| Carpet | ||
| Area Rugs | ||
| Curtains/draperies | ||
| Sofas | ||
| Ottomans | ||
| Chairs | ||
| Coffee Tables | ||
| End Table & Contents | ||
| Desks & Contents | ||
| Wall Hanging Pictures | ||
| Clocks | ||
| Lamps | ||
| Entertainment Centre | ||
| Television | ||
| VCR | ||
| Camcorder | ||
| Video Tapes | ||
| Video Games | ||
| Stereo/Radio | ||
| Compact Disks | ||
| Cassette Tapes | ||
| Bookcases | ||
| Books | ||
| Plants/Planters | ||
| Musical Instruments | ||
| Mirrors | ||
| Collectables | ||
| Knickknacks | ||
| Other | ||
| Phone/Answering Machine | ||
| Satelite Equipment | ||
| Fireplace & Accessories |
| DINING ROOM ARTICLES | ||
| Carpet | ||
| Area Rugs | ||
| Curtains/draperies | ||
| Table & Chairs | ||
| China Cabinet | ||
| Additional Chairs | ||
| Buffet | ||
| China | ||
| Silverware | ||
| Crystal | ||
| Glassware | ||
| Clocks | ||
| Lamps & Fixtures | ||
| Serving Table/Cart | ||
| Table Linens | ||
| Wall Hangings/Artwork | ||
| Other |
| KITCHEN ARTICLES | ||
| Carpet/Flooring | ||
| Table & Chairs | ||
| Curtains/draperies | ||
| Coffee Pot | ||
| Microwave | ||
| Small Ovens | ||
| Toaster | ||
| Small Electrical Appliances | ||
| Water Dispenser | ||
| Lighting Fixtures | ||
| Accessories | ||
| Wall Hangings | ||
| Cookbooks | ||
| Dishes | ||
| Cooking Utensils | ||
| Slow Cookers | ||
| Stove | ||
| Fridge | ||
| Dishwasher | ||
| Disposal Unit | ||
| Freezer | ||
| Cutlery | ||
| Radio | ||
| Clock |
| BATH/LAUNDRY ARTICLES | ||
| Carpet/Flooring | ||
| Scale | ||
| Curtains/draperies | ||
| Washer | ||
| Dryer | ||
| Hamper | ||
| Linens | ||
| Towels | ||
| Dressing Table | ||
| Toilet articles | ||
| Electrical accessories | ||
| Shower Curtains | ||
| Waste Containers | ||
| Sheets & Blankets | ||
| Ironing Board | ||
| Iron | ||
| Table | ||
| Washer | ||
| Dryer | ||
| Medicine Cabinet | ||
| Medicine | ||
| Shelving | ||
| Stools | ||
| Sewing Machine | ||
| Material & Accessories |
| MASTER BEDROOM ARTICLES | ||
| Carpet/Flooring | ||
| Bed | ||
| Curtains/draperies | ||
| Dresser | ||
| NightStand | ||
| Dressing Table | ||
| Television | ||
| VCR | ||
| Lamps | ||
| Shoes | ||
| Jackets | ||
| Mens Clothing | ||
| Womens Clothing | ||
| Radio/Alarms | ||
| Telephone | ||
| Plants | ||
| Artwork/Wall Hangings | ||
| Pictures | ||
| Knickknacks | ||
| Jewelery | ||
| Fans | ||
| Chests | ||
| Bookcase | ||
| Desk | ||
| Books/Magazines | ||
| Personal Articles | ||
| Pictures | ||
| Fur Coats | ||
| Collectables |
| GARAGE/BASEMENT ARTICLES | ||
| Electrical Tools | ||
| Garden Tools | ||
| Lawn Mower | ||
| Bikes | ||
| Luggage | ||
| Trunks | ||
| Exercise Equipment | ||
| Sports Equipment | ||
| Toys | ||
| Outdoor Games | ||
| Lawn Ornaments | ||
| Lawn Furniture | ||
| Bar-B-Que | ||
| Shovels | ||
| Sprinklers/Hoses | ||
| Wheel Barrow | ||
| Snow Blower | ||
| Plants & Planters | ||
| Other | ||
| Ladders/Stepstools | ||
| WorkBench | ||
| Toys | ||
| Canned Goods & Supplies | ||
| Pet Supplies |
| DEN/OFFICE ARTICLES | ||
| Computer | ||
| Desk | ||
| Chair | ||
| Bookcases | ||
| Books | ||
| Software | ||
| Stereo Equipment | ||
| Artwork/Wall Hangings | ||
| Carpet | ||
| Desk Accessories | ||
| Light Fixtures | ||
| Printer | ||
| Speakers | ||
| Breifcase | ||
| Telephone | ||
| Fax Machine | ||
| Answering Machine | ||
| Calculators | ||
| CDs and Cassettes | ||
| Chairs | ||
| Drapes | ||
| Accessories | ||
| Plants & Planters | ||
| Files Cabinets | ||
| Other |
This information will only be beneficial if you make use of it now. By inventorying your personal possessions ahead of time, you will save yourself from frustration should disaster strike. Your independent insurance broker can help you determine whether your property is adequately protected.
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